I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month. This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t... 

In these three must-visit destinations, fall is shoulder season – which means fewer crowds and lower prices.  Read More →

Welcome to Wise Bread’s Best Money Tips roundup. Today, we give you a way to get more coupons, ten tips for shopping safely online, and how to fix a mean beans and cornbread! Top 5 Articles How and Why to Buy Coupons on Ebay — Don’t buy 12 newspapers just to get the coupons! Stick with these tips for purchasing them online, and save a fortune. Mummy Deals 10 Essential Tips for Online Shopping Safety — Are you up on encryption... 

Credit card debt has definitely become an issue nowadays; the recession made it really hard for people to pay back their debt because many of them lost their jobs or a big part of their wages. People stopped paying debt as they should have and many of them got sued by the creditors. The worst thing is that in most cases it wasn’t people’s fault for this, because they couldn’t foresee the recession. The good thing is that the government... 

The summer is coming to an end and it’s back-to-school time. If you have ever been a student, you’ll know that student life is not easy or cheap. With rising tuition costs, high unemployment, and busy schedules, finding ways to manage your time and budget seems impossible. No need to panic! Last week, we showcased back-to-school savings tips . This week, we have 10 iPhone applications that can help you manage your student life. Rate... 

When I entered the fitness center, something told me to turn around and go back home.  It was hotter than devil’s arse up in there and the heat hit me in the face like stank breath!  OMG!  And they had the nerve to have the windows open and ONE ceiling fan running. WTF!  I wanted to leave so bad, but I knew if I left, I’d have to tell y’all that I didn’t workout.  I aint no punk, so I sucked it up and hopped on…  Read More →

Question: I have a budget of $10,000 for a stock simulation I’m doing for a business and personal-finance class. What stocks should I invest in to make the most money in four months? — Matt  Read More →

I’ll admit, right at the beginning of this post, that I may be looking at things in a stereotypical manner. I realize that everyone has different reasons for noticing certain things, but I ran into a situation the other day that made me think. I was in the local Applebee’s and the two women in  Read More →

This post over at Basically Money (now a member of the new family of Stack Exchange sites) asks whether to refinance a mortgage .  Here’s the question: I have a 5-year ARM at 4.5% APR. I can renew the rate at 3.25%. However, the cost of is going to be $800. The current loan value is $156,219. Is it worth it for me to do the rate renew? How long would it take to recoup the $800? I am planning on refinancing at (or selling the home before)... 

With barbecue season still going on strong and Labor Day coming up, we do a lot of grilling of hot dogs, hamburgers, chicken, tomatoes and buns. But let’s depart from tradition for a moment: I thought it would be a good idea to find out how many meals we could squeeze out of one of those staples. When you want to be frugal, it helps to be somewhat creative. So how far can a chicken go? I was amazed by the answer to that …  Read More →

Many people can benefit from credit score repair as they have found themselves in financial difficulties. There are firms who can really help to improve your future.  Read More →

1. Loyalty is overrated  Read More →

To fix your credit score, there are actions you will take that will fix your score better than others would, this is based of the way they are calculated. Generally speaking, paying your bills on time and meeting your financial responsibilities will help boost your score a great deal.  Read More →

Jim Maguire describes himself as being ahead of his time, and he’s hardly bragging. In 2002, Maguire — who managed software projects for large companies — was consulting in Germany when he discovered “the next big thing.”  Read More →

My boss has asked me in my last two performance appraisals what I enjoy about my job and each time, I say that having this job will make me 10 times wealthier in my personal life. I don’t mean that I’m making a ridiculous salary. (Maybe someday…) I mean that looking at borrowers all day lets you see all kinds of slices of life — and hopefully learn from them. In the short time I’ve been at my job, I’ve seen...