Indeed, a student who has availed a loan while taking admission in a college might face many challenges. In the beginning, it might be difficult to pay the monthly installment on time. As a result, a student might feel burdened with credit cards or loans, which have accumulated large balances. If this is the case, you may consider opting for a credit card consolidation scheme. Read more to know what you should do.  Read More →

By Elizabeth Sanberg Rarely do I get to a point where I’m so frustrated I could cry. But that’s where I sit right now. I have spent 120 minutes trying to help a company I like (TurboTax) fix a glitch in their system. But, after these two hours I failed at helping them understand the problem and was even hung up after waiting on hold for 45 minutes. Luckily, I can help you avoid the same mistakes I made. The biggest problem that you... 

Photographer friends tell me that if you’re picking out a point-and-shoot camera you shouldn’t focus much on the megapixels. That measure of a camera’s resolution is hyped by manufacturers, but most cameras on the market give you all the pixels you’ll need.  Read More →

If you’ve been in any stores lately, you’ve most certainly noticed all the displays of Easter related items including candy, bunnies, and of course, Easter baskets. I’ve shared previously how I make our own Easter baskets . I wanted to share with you some ideas that our readers had: Patricia writes that she made Easter baskets for her daughters using plastic canvas and wool. The benefit of this type of basket is that they are... 

Happy Middle Name Pride Day, everyone!  There seems to be a bit of inconsistency as to what the proper day to celebrate MNPD is – Holiday Insights says that it’s “always March 10th” whereas the Wikipedia article says it’s on the Friday of the first full week of March as one of a number of festive days of Celebrate Your Name Week . But no matter.  In the spirit of Middle Name Pride Day, whether on time or two days... 

This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. Jeff writes regularly at Out With The Kids , a daddy blog, and you may also find his work on iVillage, Time Out New York Kids, and Curious Parents Magazine. A One-Salary Household Hemorrhaging debt isn’t…  Read More →

If the price of toothpaste or a burrito dropped 20%, most of us would be thrilled. So why is it considered a catastrophe when housing prices drop? Last week, I asked you to identify the cultural assumption in this screenshot. Here’s what I was thinking of: Isn’t it funny how “home prices falling” is assumed to be a bad thing? You never…  Read More →

Have you ever thought about how much control over your financial life you give to companies when you sign up for things like cable, cell phone contracts, Internet access, loans, or credit cards? When you engage in most financial transactions, you are letting someone else have a little bit of control over your financial life.  Read More →

While most individuals do not realize it, the American consumer has many options available when choosing the best method to become debt free. Debt consolidation, debt settlement, and credit counseling are three of the most common options available for consumers that can no longer afford to meet their monthly financial obligations.  Read More →

Are you looking to compare credit card offers ? Here’s one review of a great American Express credit card. If you aren’t currently enrolled in a rewards program or if you’re looking for an alternative to your current one, then you might want to consider the American Express Blue Cash credit card . It’s a credit card with a cash rewards program that makes it simple to earn its benefits. American Express Blue Cash Review... 

While it is true that the main selling point of rewards credit cards are the accompanying benefits that comes with having one, there are some cards that are not really as rewarding as they seem to be. To give an example, some credit rewards cards that comes with frequent flyer program may offer free seat upgrades, free flights, etc, make it hard to redeem the rewards and they cost more points.  Read More →

By Linsey Knerl How do you know which products are worth buying? Do you ever rely on product reviews for your guidance? With all the blogs and websites offering reviews and opinions on which are the best, how can you know who to trust? We want your feedback on blogs and bias. Do you think that there is a way to tell if a review is honest? If not, is this something you’d like to see in the future? What would it look like? As part of an... 

By Linsey Knerl Networks used to be something that IT departments only spoke about in corporate office environments.  Read More →

With the approach of Spring comes the gift giving occasions of Easter, graduations, weddings, Mother’s Day, etc. If you love giving gifts as much as I do, you’ve learned to take advantage of all of the inexpensive gift ideas you can come up with. After all, the point of giving a gift is to tell a friend or family member that you’re thinking of them on their special occasion. No one expects you to blow your family’s budget on a gift.... 

We’ve covered some of the best high interest savings accounts in the past, and I’d like to add a few more savings products to the list. While I associate American Express with top of the line credit cards, they actually also have a banking arm through which they’ve been offering a couple of high yield savings account options…  Read More →