Breakdown: The Credit CARD Act of 2009
Some may wonder if its redundant to pass legislation that’s similar to regulation already imposed by banking regulators, but regardless, the newly minted Credit Card Accountability, Responsibility, and Disclosure Act of 2009 has been signed into law. Here’s the breakdown on the changes when the law comes into effect February 2010. Consumer Protection Retroactive interest rate increase are banned except when a cardholder is more than 60 days late paying a credit card bill. Credit card issuer must review the cardholder’s account six months after…
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