Loan Modification Companies vs The Fair Housing Authority
This is a follow up post by one of our guest writers about her experiences with dealing with loan modification companies, debt settlement companies and other debt management programs. Stacey talks about her plans to get her mortgage situation sorted. I thank her for sharing her story here! In my post detailing how I’m trying to save my home and trying to get my loan payments back on track with a mortgage loan modification , I mentioned that I was done dealing directly with my lender. Since November 2008, I’ve been trying to get a loan modification but have felt that I had not made sufficient progress to continue alone. I checked out online resources such as Home Foreclosure Fighter to help me find direction. After filling out an online form, I waited to be contacted by folks …

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To follow up on her story about dealing with loan modification companies , we bring you this post by Stacey Doyle. After paying our mortgage on time for eight years, we found ourselves three months behind. To try to save our home and finances, we are considering a home loan modification. Unfortunately for us, we are past due on other bills, so...
If you’ve got an upside down mortgage or if you’re behind on your mortgage payments, perhaps it’s time to consider a mortgage loan modification! Since last November, we’ve been on a quest to modify our mortgage loan. Health problems, rising costs and lowered income were factors we realized might impede our ability to meet...
Stacey is a guest contributor who’s had her share of struggles with debt — in particular, her mortgage. I invited her to share her story about how she’s working to prevent her house from going into foreclosure. Her goal? To lower her home loan rate with a loan modification. Much like everyone else, I experience financial victories...
Given sufficient time, any and every individual can learn how to find legitimate debt settlement companies. However, when credit card companies are breathing down your neck and when you are finding it difficult to think straight, it is going to be very difficult to take a lot of time to find legitimate companies. Nine out of ten persons end up dealing...
Can you qualify for a mortgage loan with bad credit? These days, it sounds like a stupid question with an obvious answer, but let’s explore this topic. Some will say “of course not!” While others will say it’s impossible. But even if you have bad credit today, aren’t there ways to work towards getting that loan you...
There is lot of negative publicity about consumer debt relief companies and debt settlement organizations today. Well, only a fool will suggest that this negative publicity is unjustified. There are too many fraudulent companies in the market and those individuals dealing with such companies are facing huge problems.
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People find it very odd that they have to search for legitimate debt settlement companies. They feel that this is sufficient proof that the settlement program is not the right solution to debt problems.
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By Linsey Knerl Welcome to Wise Bread’s Best of Personal Finance roundup. Today, we tell you how to apply for a loan at a peer-to-peer lending site, the six biggest investing mistakes, and how to set up your ride for the ultimate office on wheels! Top 5 Articles How to Apply for a Loan at a Peer to Peer Lender — Having only been a...
The majority of Americans are homeowners, and many of them carry mortgages for much of their adult lives, if not all of it. A mortgage is a loan that has a house as collateral, and it’s usually the biggest loan a family will take out. In this post, I’ll describe and compare two kinds of mortgages: fixed-rate mortgages and adjustable-rate...
What you can expect when you borrow money at a p2p lender. I’ve often joked about how I would respond to a friend or family member who’s interested in borrowing money from me. With the advent of peer to peer lending , you’ll no longer need to worry about how much money to entrust to a loved one, hoping you’ll be paid back...
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