When you go shopping does everything have to the newest model? If you are like me and trying to save some money then you have to get your mindset off of the urge to want to have newest models of items you are buying. Buy an older model of a gadget or electronic toy  Read More →

1. I’m looking for a researcher to dig into some projects. You must be extremely anal about finding every single piece of data, and be able to think laterally when I give you a high-level question. If you’re interested, please fill out this survey . 2. Quick 5-second survey: Which magazines do you read ? 3. I’m looking for an experienced designer to re-skin an iPhone app we’re currently developing. Please email your portfolio, featuring... 

Yesterday, I was walking around in the afternoon doing some errands. I called my friend, who runs his own company in Chicago. As we were catching up, he suddenly goes, “Yeah, I’ll have ham — no, not ham — smoked turkey. And lots of mustard please.” It took me a second to realize he was ordering Subway, then I started making fun of him. Actually both of us. I said, “Do you realize what kind of degenerates we... 

Have you ever wanted to quit your job and work on the stuff that really interests you? How can someone afford to do that? Today, another Masters of Earning More , the series that brings you case studies of people who are earning more money . You’ll learn how they did it — including both tactics and the critically important mental side of earning more money — and how you can start earning more, too. The reason I like today’s... 

In my book , I’m extremely critical of Big Banks like Bank of America and Wells Fargo, who routinely treat their customers like shit, offer terrible services, and use inscrutable fee schedules to make billions of dollars per year from worthless fees alone. This pisses me off like you wouldn’t believe. (By the way, here’s how you can negotiate out of bank fees: Part 1 and Part 2 .) 10 years ago, there weren’t many other... 

In our research of over 5,000 people, we found that the #1 barrier to earning more money was, by a huge margin, finding the right idea. If you’re like me, it can get frustrating to have 0 ideas — or too many! — and not know where to start. Today, I’ll cover several frameworks to generate and test profitable ideas that you can implement today. Recently, one of my readers, Barbara S., made a very interesting comment that... 

Today, I’m launching a new weekly series, highlighting case studies of people who are earning more money . It’s called Masters of Earning More . You’ll learn how they did it — including both tactics and the critically important mental side of earning more money — and how you can start earning more, too. Today, Susan Su interviews Ciaran Lyons, a web developer who’s begun earning more money. I love this quote:... 

Sound familiar? The conventional wisdom goes like this: Keep a budget, save 10% of your income, don’t spend on any extravagances (especially not lattes, the most evil of all), invest your money (where? oh, you know…just “invest it”), don’t use credit cards, and buy a house because it’s a “good investment.” And somehow, someday, you’ll be financially secure. Not rich, just okay. Never mind... 

I turn 28 today. I know I shouldn’t ask for birthday gifts, but I couldn’t resist. Will you share one specific thing that I Will Teach You To Be Rich has helped you to do? Maybe it was paying off your debt, or earning more money , or automating your finances. Maybe it was handling money better with your partner. Or maybe something totally unrelated to money. Just leave a comment on this post (RSS readers click here ) or upload a... 

As you know, I love mocking people who believe that we are “rational” and “logical.” These tend to be economists, engineers, and other people who are clueless about human behavior. One of the best ways to reveal the difference between what rational people “should” do and what real people actually do is to talk about rebalancing and asset allocation. Today, I want to demystify what most people think determines... 

From a terrific Gawker piece , look at these magazine covers. Notice anything? They’re all the same! Magazines are designed to sell advertising, not good financial advice. Yet millions of Americans get their kooky investing ideas from so-called personal-finance magazines. This is why people think “stocks=investing” and are fascinated by alternative investments, but don’t know the first thing about setting up a system... 

A few weeks ago, while I was at a conference in DC, I was attending a panel on email marketing when someone raised their hand and asked a question about advertisers and CPM vs. CPA. If you’ve ever been to a tech conference and waited for the Q&A period, this is about when you start contemplating different ways to commit suicide, including turning the conference program into a shiv to stick in your heart. People&#…  Read More →

Two days ago, I saw a post on the New York Times’ personal-finance blog, Bucks, where a woman recommended lying about your salary history in an interview. Now, I’ve taught thousands of people how to negotiate , but lying is something that only amateurs do. They lie because they don’t realize there are other, more powerful levers to pull — without the huge risk of getting caught in a lie. As for their ethics, I’m not... 

I love this open letter to the UC Berkeley students who were protesting cutting down trees by living in them. Excerpt: (1) Consider what you are fighting for. “How many trees does UC intend to destroy for its construction project? (Answer: 38). Is the coast live oak an endangered or threatened species? (Answer: No). Will the removal of these individual trees have any significant impact on the health of the overall population of the species?... 

This is an oldie but goodie, and one of the most important videos I’ve posted in my 100+ YouTube videos . In this 12-minute video, I show you how to set up your bulletproof personal-finance system to automate your accounts. I cover the entire system in extreme detail in my personal finance book . To find out about the psychology of automation —  Read More →