It's been awhile since I blogged about my effort to cut down on my energy costs by joining the EcoEnergy grant program. I have done quite a few things around the house, mostly air sealing and caulking but I recently just finished the biggest part of the project. I had my basement walls and headers Spray Foam Insulated. I don't really have any ideas on the energy saved, that will come this winter. Already I notice a huge reduction in... 

Saving money doesn't have to be an awful task or something that seems to be hard work. It can be fun  Read More →

Saving money is at the heart of all of your financial goals. Want to get out of debt? Want to save for retirement? Want to just make ends meet each month? You are going to have to learn to save money. It can be hard to learn, but is actually quite easy once you get the hang of it. Here are a few tips for getting started. First, you have to start organizing your finances. This will help you in seeing your true financial situation. How will you be... 

Yesterday I was at my golf course and one of the beer girls was telling a group of us how she got into an accident and how poorly her insurance company treated her. Now of course there are always a few sides to every story so who knows what really happened to her but if the story has any truth, you shouldn&#  Read More →

Frugal is thrifty in summary. Frugal is summarized as values with traditional backings over belief and lifestyle. Often those who practice frugal restrain themselves and use resources for buying economical services and goods sparingly. The purpose is to make their purchases good last. It seems to fulfill their goals. Using the cash economical system frugality places emphasis on economy since the money is employed to meet personal long-term goals,... 

With the economy changing as much as it is, one has to wonder if a new car is really worth it. Is it worth spending that extra money when you could get a used car that is in good shape? When people buy a used car, the sticker price is not the only thing they save on. There are many ways you can save when you buy a used car. First, you can save on gas. Many people think the new cars offer all the gas savings, but that is actually not true. You could... 

Here is a very interesting article on  Read More →

Online shopping is one of the most convenient and easiest way to get fabulous item finds from the internet. When you are online shopping you are offered a wide variety of advantages such as having wide and diverse items from sellers all over the world and various shipping options for your convenience. However, online shopping is not without a fault. Online shopping is in fact very frustrating when you encounter the problems and hassles that go... 

Searching the internet for the cheapest insurance company can be a daunting task. Lets be frank, everybody is looking to find the cheapest rates possible. When most drivers start looking for auto insurance most will only look at price and not consider other factors such as liability coverage and car coverage pointers . This really leads to a bad scenario because many people end up purchasing auto insurance policies that on the outside may seem... 

I am not talking about competition between retailers who are lowering prices and having sales to lure you into buying their goods. I am talking about competition between you and those around you. If you are buying things because your neighbours have them or your friends are buying new items and you can't afford or need them then you need to rethink things. In short, you need to live your own life on your own terms and within your own means.... 

A key part of living a good frugal life is taking what you already have to make what you need. And by this I mean taking your products that you have in your house to make other products. If you have tomatoes then you have no need to buy spaghetti sauce. You simply use your tomatoes to make your own homemade sauce. Take it a step further and grow your…  Read More →

Along with the advent of the internet technology, online shopping has also gained popularity as compared to manually going to home or garage sales or other thrift shops. Online shopping is a fairly easy and comfortable way of finding great fashionable used items from the internet. If you want to be saved from the hassle of personally shopping for used goods, then this article will help you navigate through online shopping websites such as Craigslist... 

Are you on a tight budget? Here's a simple solution for you. Being on a budget does not mean that you can stop having that vintage, second-hand jewelry that you have been yearning for. Start looking around and find great bargains at your local pawnshops.  Read More →

I was helping an old friend clean out his basement last week. He had quite a collection of garbage ready to be hauled off to the dump. Amazingly he had a few boxes of old books. Some of them novels and some of them text books from his old days as a student. I asked why he was throwing them out. He thought that they wouldn't be worth anything. After a brief discussion I convinced him to drop them…  Read More →

For the past week or so I have been battling computer problems. At certain times I can't even get online. Other times my connection just seems to fade out. I called my ISP and everything is fine from their end and my computer is working fine. I have run a few virus and spyware checks and they have found nothing. My only next item that could have been causing problems was my Linksys router . I was about to throw in the towel when I went online...